Privacy Policy

1. Information We Collect

We collect information you provide directly to us, such as when you:

• Contact us through our website forms
• Request information about our courses
• Enroll in our financial education programs
• Subscribe to our communications
• Participate in our surveys or feedback forms

Types of Information We Collect:

• Personal Information: Name, email address, phone number, and other contact details
• Educational Information: Course preferences, learning goals, and educational background
• Communication Records: Correspondence with our team, feedback, and support requests
• Technical Information: IP address, browser type, device information, and usage data

2. How We Use Your Information

We use the information we collect to:

• Provide and improve our financial education services
• Communicate with you about our courses and offerings
• Personalize your learning experience
• Respond to your inquiries and provide customer support
• Send you important updates and educational content
• Analyze and improve our website and services
• Comply with legal obligations

3. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our website and providing our services
• Legal Requirements: We may disclose information when required by law or to protect our rights and safety
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred
• Consent: We may share information with your explicit consent

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data
• Regular security assessments and updates
• Access controls and authentication procedures
• Secure data storage and transmission protocols
• Employee training on data protection practices

5. Data Retention

We retain your personal information for as long as necessary to:

• Provide our services to you
• Comply with legal obligations
• Resolve disputes and enforce agreements
• Improve our services and user experience

When we no longer need your information, we will securely delete or anonymize it.

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Portability: Request a copy of your data in a portable format
• Objection: Object to certain processing of your information
• Withdrawal: Withdraw consent for processing based on consent

To exercise these rights, please contact us using the information provided below.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Improve our website functionality and user experience
• Provide personalized content and recommendations

You can control cookie settings through your browser preferences. However, disabling cookies may affect some website functionality.

8. Third-Party Services and Advertising

We may use third-party services and advertising platforms, including but not limited to Taboola, to:

• Display relevant advertisements and content
• Analyze website traffic and user behavior
• Improve our marketing campaigns and user experience
• Provide personalized content recommendations

Taboola Advertising:

We use Taboola's advertising platform to display relevant content and advertisements. Taboola may collect and process certain information about your interactions with our website and advertisements, including:

• Device information and identifiers
• Browsing behavior and preferences
• Ad interaction data
• IP address and general location information

For more information about how Taboola processes your data, please review their Privacy Policy.

9. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review their privacy policies before providing any personal information.

10. International Data Transfers

Your personal information may be transferred to and processed in countries other than Singapore. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards to protect your information.

11. Children's Privacy

Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have collected information from a child under 18, please contact us immediately.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by:

• Posting the updated policy on our website
• Sending you an email notification
• Updating the "Last updated" date at the top of this policy

We encourage you to review this policy periodically to stay informed about how we protect your information.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

We will respond to your inquiry within 30 days of receipt.

14. Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of Singapore. Any disputes arising from this policy will be subject to the exclusive jurisdiction of the courts of Singapore.

15. Compliance with Singapore Data Protection Laws

This Privacy Policy is designed to comply with Singapore's Personal Data Protection Act (PDPA) and other applicable data protection laws. We are committed to protecting your personal data and ensuring compliance with all relevant regulations.